Estado de resultados de INVERSIONES LA CONSTRUCCION S.A.
ILCIngresos, costos, resultado operacional y utilidad del ejercicio, año a año, tal como los presentó la empresa en sus estados financieros.
Operacional
$194.219M
+61.9%vs 2024
Utilidad
$294.921M
+73.4%vs 2024
Estado de resultados
| Cuenta | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Ganancias (pérdidas) de cambio en moneda extranjera | -$2.573M | -$1.917M | $183M | $1.022M | $93,3M | -$85,9M | $97,3M | — |
| Ganancia (pérdida) procedente de operaciones discontinuadas | — | — | — | $40,2M | — | — | — | — |
| Ganancia (pérdida) de negocios no aseguradora y no bancarios | $84.091M | -$4.016M | $79.062M | -$14.602M | -$50.645M | $24.407M | $35.462M | $48.825M |
| Ingresos por intereses y reajustes | $590.608M | $510.476M | $467.657M | $374.808M | $416.559M | $348.811M | $355.612M | $324.506M |
| Gastos por intereses y reajustes | $46.643M | $18.948M | $22.306M | $74.402M | $8.413M | $16.598M | $9.118M | $13.760M |
| Ingresos netos por intereses y reajustes | $543.965M | $491.529M | $445.350M | $300.406M | $408.146M | $332.213M | $346.493M | $310.745M |
| Ingresos por comisiones | — | — | — | — | $10.193M | $10.113M | $8.192M | $9.168M |
| Gastos por comisiones | — | — | — | — | $8.611M | $5.982M | $3.775M | $2.767M |
| Prima retenida neta | $1,6B | $1,1B | $915.226M | $704.391M | $457.957M | $363.632M | $412.199M | $512.870M |
| Ajuste res.RRCC y Mat.de vida | -$55.523M | -$84.815M | -$36.205M | $97.333M | -$82.425M | -$65.500M | -$55.910M | -$30.793M |
| Total ingreso explotacion aseguradora | $1,5B | $1,0B | $879.020M | $801.725M | $375.532M | $298.132M | $356.289M | $482.076M |
| Producto de inversiones | $149M | $143M | — | — | — | — | — | — |
| Costo de siniestros | $1,8B | $1,3B | $1,1B | $883.564M | $592.925M | $461.841M | $566.658M | $652.953M |
| Costo de intermediacion | $20.548M | $17.684M | $14.240M | $10.644M | $8.673M | $13.015M | $19.435M | $20.578M |
| Costo de administracion | $17.945M | $16.030M | $16.032M | $14.811M | $13.198M | $18.372M | $22.446M | $28.173M |
| Total costo explotacion aseguradora | $1,8B | $1,3B | $1,2B | $909.019M | $614.796M | $493.228M | $608.539M | $701.703M |
| Gastos de Administración | $10.005M | $8.381M | $6.638M | $4.768M | $4.036M | $3.861M | $3.682M | $6.097M |
| Depreciaciones y amortizaciones | $18.170M | $15.509M | $12.859M | $12.017M | $8.480M | $7.672M | $7.092M | $6.797M |
| Deterioros | -$1.388M | -$11.207M | $10.761M | $4.041M | -$8.068M | $20.926M | $10.771M | -$645M |
| Otros gastos operacionales | $10.017M | $21.063M | $33.788M | $22.389M | $5.143M | $5.414M | $4.609M | $832M |
| Total gastos operacionales | $74.455M | $68.943M | $96.288M | $72.811M | $36.983M | $61.219M | $49.319M | $32.143M |
| Resultado operacional | $194.219M | $119.953M | $58.236M | $120.300M | $131.899M | $75.898M | $44.925M | $58.975M |
| Corrección monetaria | -$43.177M | -$6.899M | $4.022M | -$8.705M | -$976M | -$23.025M | -$1.724M | $3.399M |
| Impuesto a la renta | -$1.306M | -$1.166M | -$336M | -$10.279M | $14.062M | $7.928M | $1.782M | $14.499M |
| Ganancia (Pérdida) de servicios aseguradora | $152.348M | $114.219M | $62.594M | $121.873M | $116.861M | $44.945M | $41.418M | $47.875M |
| Ingreso neto por intereses | $124.285M | $127.995M | $89.188M | $77.779M | $48.268M | — | — | — |
| Ingreso neto por reajustes | $29.861M | $46.211M | $26.080M | $39.074M | $38.465M | — | — | — |
| Ingreso neto por comisiones | $6.156M | $3.733M | $4.359M | $5.540M | $1.581M | $4.131M | $4.418M | $6.401M |
| Resultado financiero neto | $54.475M | $13.893M | $51.457M | $18.760M | $36.998M | $39.412M | $44.167M | $17.685M |
| Utilidad (Pérdida) de cambio neta | — | — | — | — | -$16.642M | -$495M | -$13.060M | -$9.182M |
| Resultado por inversiones en sociedades | $18,9M | $5,6M | $9,9M | $7,3M | $34,4M | -$62,4M | $12,7M | -$40,8M |
| Resultado de activos no corrientes y grupos enajenables para la venta no admisibles como operaciones discontinuadas | -$6.645M | -$2.613M | -$400M | -$75,4M | -$2.617M | — | — | — |
| Otros ingresos operacionales | $14.255M | $6.058M | $6.227M | $2.373M | $1.999M | $4.191M | $3.543M | $997M |
| Provisión por riesgo de crédito | — | — | — | — | $15.721M | $41.932M | $18.470M | $8.656M |
| Total ingreso operacional neto | — | — | — | — | $99.648M | $73.338M | $77.020M | $56.342M |
| Gastos por obligaciones de beneficios a empleados | $37.650M | $35.196M | $32.243M | $29.597M | $32.254M | $28.834M | $27.466M | $23.172M |
| Gastos de Administración | $38.149M | $30.037M | $21.173M | $13.221M | $11.341M | $10.175M | $8.839M | $9.015M |
| Depreciaciones y amortizaciones | $7.646M | $6.751M | $4.701M | $4.670M | $4.609M | $4.047M | $3.515M | $2.481M |
| Deterioro de activos no financieros | $9,2M | $10,4M | -$5.152M | — | — | — | — | — |
| Otros gastos operacionales | $6.086M | $6.263M | $2.886M | $651M | $5.320M | $5.226M | $5.801M | $2.583M |
| Resultado operacional antes de pérdidas crediticias | $102.347M | $91.013M | $100.735M | $81.762M | $62.181M | — | — | — |
| Gasto por pérdidas crediticias | $30.304M | $23.734M | $27.560M | $19.968M | $16.022M | — | — | — |
| Resultado de operaciones continuas antes de impuestos | $151.042M | $113.054M | $62.258M | $111.595M | $130.923M | $52.874M | $43.200M | $62.374M |
| Impuesto a la renta | $13.561M | $7.373M | $12.569M | $4.341M | $8.232M | -$751M | $5.970M | $3.692M |
| Resultado de operaciones continuas después de impuestos | $152.348M | $114.219M | $62.594M | $121.873M | $37.927M | $25.744M | $25.442M | $15.358M |
| Ganancia (Pérdida) Servicios Bancarios | $58.483M | $59.905M | $60.606M | $57.454M | $37.927M | $25.744M | $25.442M | $15.358M |
| Ganancia (pérdida), atribuible a los propietarios de la controladora | $279.957M | $148.244M | $182.618M | $146.534M | $88.419M | $86.537M | $91.011M | $102.616M |
| Ganancia (pérdida), atribuible a participaciones no controladoras | $14.965M | $21.864M | $19.644M | $18.191M | $15.725M | $8.560M | $11.310M | $9.441M |
| Ganancia (pérdida) | $294.921M | $170.108M | $202.262M | $164.725M | $104.144M | $95.097M | $102.322M | $112.058M |
De dónde salen estas cifras
De los estados financieros que la propia empresa presenta a la Comisión para el Mercado Financiero (CMF), en formato XBRL. No hay estimaciones nuestras: cada cifra es la que la empresa declaró para ese ejercicio (2018–2025).
Esta página muestra la serie anual. El detalle trimestral, los gráficos y el análisis completo están en la ficha de INVERSIONES LA CONSTRUCCION S.A..